Clients – November 2025

As we enter the final weeks of Medicare’s Annual Enrollment Period, I’m grateful to have connected with so many of you recently. Thank you for your continued trust and the many referrals you’ve shared—I truly appreciate them. If you have family or friends still needing assistance with this year’s Medicare changes, please feel free to pass this newsletter along.

This Month’s Highlights

📰 Medicare News & Updates

2026 Part B Costs Announced
Medicare has released the Part B cost changes for 2026:

* Standard Part B premium: $202.90 per month (up from $185 in 2025)
* Part B annual deductible: $283 per year (up from $257 in 2025)
* NOTE: This year’s increases are above average and reflect higher cost trends within Medicare

Coverage Expansion: Weight Loss Medications
Medicare has announced it will begin offering broader coverage for certain weight loss medications—including Wegovy and Zepbound—with anticipated availability by mid-2026.

* Coverage would apply in specific medical situations
* “Cash pay” prices are expected to decrease due to new discount agreements
* More details will be finalized in the coming months

📅 Key Dates To Remember

December 7: Annual Enrollment Period ends
December 31: Last day to take action if your plan is being terminated
January 1-March 31: Medicare Advantage Open Enrollment (MA OEP) — one plan change allowed

🔑 Jenell’s Key Tip of the Month

Don’t rely on Medicare.gov to confirm whether your doctors are in-network. Recent reports and client experiences show the provider listings on the Medicare.gov Plan Finder are often inaccurate or outdated, especially for Medicare Advantage plans.

✔️The insurance carrier’s website is the most dependable source for provider information. You’re always welcome to reach out to me as well, and I’ll confirm your doctor’s network status to help avoid any surprises.

Stay Connected I’m here to guide you through Medicare—every step of the way. Referrals are always appreciated and help me continue serving clients like you with care.

Jenell Sobas, FPQP®
Agency Owner | Key2Medicare Insurance
📧 [email protected] | ☎️ 303-484-1763
🌐 key2medicare.com 

This newsletter is intended for informational purposes only and is not a complete description of Medicare coverage or options. Please seek the guidance of a licensed Medicare insurance professional before making any decisions. Key2Medicare Insurance is an independent insurance brokerage and does not represent Medicare or the federal government.