Clients – September 2025
| Welcome to the first edition of Your Medicare KeyNote! Each issue will bring you clear guidance and timely updates to help you make confident Medicare decisions. This Month’s Highlights 📰 Medicare News & Updates Medicare plans are going through changes in 2026. With rising medical costs and increased utilization – some Medicare Advantage plans may reduce benefits, raise copays, or even discontinue altogether. If you have a Medicare Supplement plan, expect your Part D prescription drug coverage to also be affected. 💡 Insights Made Simple While disruption can feel overwhelming, the good news is that there is a plan that’s right for you. The key is making sure your coverage still fits your needs. That’s why an annual plan review is so important. Together we’ll walk through your options and ensure you’re confident moving into 2026 with the right coverage. 📅 Important Dates October 15 – December 7: Annual Enrollment Period October 15 – December 31: Enrollment period if your plan is terminated October 21 – November 20: PERA Annual Enrollment Period 🔑 Jenell’s Key Tip of the Month PERACare Medicare plan rates are going up again! If that impacts you, I encourage you to review individual plan options – you may find lower premiums with equal or better coverage. Keep in mind: spouses without a subsidy are often paying significantly more under the PERA plan. Stay ConnectedI’m here to guide you through Medicare—every step of the way. Referrals are always appreciated and help me continue serving clients like you with care. Jenell Sobas, FPQP® Agency Owner | Key2Medicare Insurance 📧 [email protected] | ☎️ 303-484-1763 🌐 key2medicare.com   This newsletter is intended for informational purposes only and is not a complete description of Medicare coverage or options. Please seek the guidance of a licensed Medicare insurance professional before making any decisions. Key2Medicare Insurance is an independent insurance brokerage and does not represent Medicare or the federal government. |